We specialise in providing tailored loan solutions for professional residential property developers. We offer choice and value, including variable and fixed rate options up to 70% LTGDV on loans between £3m to £40m. Our team of property professionals are expert in structuring the right finance solutions for your project – whether you have land with planning, are undertaking a permitted development, or are converting an existing building.

Residential

We work with professional developers of PBSA schemes across the UK, providing customised finance facilities that align with the unique requirements of PBSA development and support build programmes to meet academic intake dates.

Purpose-Built Student Accommodation

We specialise in providing lending solutions that can be customised to meet the unique needs and requirements of build-to-rent projects. We offer competitive variable and fixed rate options and terms, which will ensure optimisation of the project's financial performance and return on investment.

Build-to-Rent

We have extensive experience in providing finance solutions for care home developers and operators. Our facilities are structured to support every stage of your care home development project, from acquisition, development and stabilisation of the asset.

Care

We recognise the importance of fast decisions and approvals for short-term financing requirements that will enable you to act quickly. As a specialist lender, our team of lawyers, surveyors, and credit experts can craft custom and transparent lending solutions for property acquisition, planning gain, and developer exit.  You also have the benefit of being able to leverage our development finance expertise for longer-term finance requirements.

Bridging

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Permitted Development

“This was a great example of an agile property developer working with our team to secure a good outcome in challenging market conditions.”

We provided a senior development facility to an experienced property development firm operating specialising in the Midlands region.
We provided finance to enable our clients to refinance, refurbish and re-let an office building in Birmingham. However, changing market conditions resulted in the client changing strategy and seeking permission for residential accommodation above the office space during our loan term.

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Security

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Min/Max loan term

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Third party mezzanine and second charges

Refinance

Geographical lending areas

Mixed schemes

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Minimum Rate Card

Loan Solutions

Simon Joseph

Rav Kudhail

Bruce Robertson

Suraj Lakhanpal

Harley Stairmand

Relationship Manager

Lending Manager

Associate Lending Manager

Contact our originations team

LCPD221102 Lending Criteria Permitted Development

Up-cycling in an Essex heartland

Helping meet local regeneration targets

From empty offices to affordable homes

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“Often, complicated mixed use sites can be too challenging for some lenders, however at Atelier we have the resources and appetite to find a way through."

We provided a 16-month, £12 million senior development facility to a seasoned property developer and repeat client based in the home counties.
Our client purchased a large, complicated site complete with mid-century office buildings, period residential buildings, car parking, and gardens. Our facility helped to transform this site into 49 new homes, while preserving original features and local heritage. Our in-house expertise helped identify and resolve some complex site issues, and the recycling of existing structures helped greatly reduce embodied carbon.

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“We were impressed at the skill and expertise of the borrower and as such were comfortable to provide higher leverage.”

We provided a stretched senior development facility to an experienced developer team based in London.
We assisted our client in the purchase and conversion of this four-storey office building. This project delivers much needed affordable housing to a part of London that is usually beyond the reach of first time buyers. All the homes we helped fund are eligible for Help to Buy.

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“A great example of permitted development in a local landmark building. We helped to keep the developer funded and working during the lockdown meaning he could deliver to budget.”

We provided a 19-month, £1.8 million senior development facility to an experienced property developer based in Leicester.
We helped to breathe new life into a tired former building society head office, converting it into 25 apartments that serve as ideal starter homes for local residents. An initial bridging facility allowed for delivery of a planning uplift, which was then transferred into a development facility to complete the conversion to flats.

Flexibility presents opportunity in Birmingham

This office refurbishment gained additional value as our client adapted to market changes by gaining permission to add residential accommodation above the commercial space.

Loan Solutions