We specialise in providing tailored loan solutions for professional residential property developers. We offer choice and value, including variable and fixed rate options up to 70% LTGDV on loans between £3m to £40m. Our team of property professionals are expert in structuring the right finance solutions for your project – whether you have land with planning, are undertaking a permitted development, or are converting an existing building.

Residential

We work with professional developers of PBSA schemes across the UK, providing customised finance facilities that align with the unique requirements of PBSA development and support build programmes to meet academic intake dates.

Purpose-Built Student Accommodation

We specialise in providing lending solutions that can be customised to meet the unique needs and requirements of build-to-rent projects. We offer competitive variable and fixed rate options and terms, which will ensure optimisation of the project's financial performance and return on investment.

Build-to-Rent

We have extensive experience in providing finance solutions for care home developers and operators. Our facilities are structured to support every stage of your care home development project, from acquisition, development and stabilisation of the asset.

Care

We recognise the importance of fast decisions and approvals for short-term financing requirements that will enable you to act quickly. As a specialist lender, our team of lawyers, surveyors, and credit experts can craft custom and transparent lending solutions for property acquisition, planning gain, and developer exit.  You also have the benefit of being able to leverage our development finance expertise for longer-term finance requirements.

Bridging

IMG 7216 (1)

IMG 7258

Picture4

Picture2

Ground-Up Development

Core PI

£4.8m,18-month senior loan was provided to experienced property developers seeking to take advantage of the surge in popularity of period coastal towns. 
The development requires the total refurbishment and modernization of an existing grade II listed building, coupled with the sympathetic design and construction of 13 new townhouses and maisonettes from the ground up.

Residential - Loan Solution Icon

Pic 1

Security

Interest rate option

Treatment of interest

Gross loan to GDV

Max loan to total cost

Min/Max loan term

Min/Max loan size

Third party mezzanine and second charges

Refinance

Geographical lending areas

Mixed schemes

Fees

Minimum interest

20240228 3A7A0374

Minimum Rate Card

Loan Solutions

Simon Joseph

Rav Kudhail

Bruce Robertson

Suraj Lakhanpal

Harley Stairmand

Relationship Manager

Lending Manager

Associate Lending Manager

Contact our originations team

LCGUD221102 Lending Criteria Ground Up Development

From abandoned petrol station to new homes

Back to school in Blackburn

Atelier Icons Ground Up Development

Ground-Up Development 1

Ground-up Development 2

Ground-up Development 3

Ground-up Development 4

Ground-up Development 5

Ground-up Development 6

Ground-up Development 7

Ground-up Development 8

Ground-up Development 9

Ground-up Development 10

Ground-up Development 11

Ground-up Development 12

Ground-up Development 13

Ground-up Development 14

Ground-up Development 15

ACP Hertford 008 Resize

Petrol Station 250919 6 1920X1080

ACP Hertford 014 Resize

ACP Hertford 001 Resize

Petrol Station 160120 15 1920X1080

“We share this developers passion for urban brownfield renewal and are delighted to have been able to contribute to this transformative project.”

We provided a senior development finance facility to an established property developer based in the South East.
The project was to demolish and decontaminate an abandoned petrol service station unused for over a decade. In its place our developer constructed an attractive terrace of six affordable, modern, four bedroom, three-storey houses with gardens and allocated parking spaces. The street scene and local environment were greatly improved for the benefit of all local residents.

ACP Darwen 12

ACP Darwen 06

ACP Darwen 17

ACP Darwen 15

ACP Darwen 02

“This was a fantastic brownfield project and provided much needed housing sympathetic to the local area. The finished properties were modern yet homely, being set inside a traditional schoolhouse structure.”

We provided a senior development finance facility to a local property developer operating in Blackburn and Bolton.
We helped our client to convert a period schoolhouse into eight apartments, retaining the high ceilings to incorporate innovative mezzanine floors. We also funded construction of six new-build homes on the same site, opposite a recently completed residential development also funded by Atelier.

Interest rate options

Security types

Current lending preferences

Refurbishment and new build in fashionable Ramsgate

Refurbishment and new build in fashionable Ramsgate

Careful loan structuring provided funding for the refurbishment of a beautiful grade II listed building and 13 new build houses and maisonettes from the ground up.

Loan Solutions